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Parents, grandparents, and legal
guardians are all welcome to buy this insurance for the children they
love. |
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Anyone can be named as the beneficiary.
Yourself, your spouse, a godparent, or even another child. |
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Is it complicated to get coverage? |
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NO. Approval is based on
your answers to three simple health questions on the application. |
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When does the policy pay? |
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It pays the full benefits in
addition to any other insurance you may have, upon the death of
the insured. EXCEPTIONS: No benefits will be paid for death
resulting from suicide while sane or insane within two years from
the date of the issue of this policy (one year in Colorado, Missouri
and North Dakota). Instead, the total of all premiums paid will be
returned to the beneficiary. And all benefits will be paid less any
outstanding policy loans. |
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Is United of Omaha a
well-known company? |
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Yes. It’s one of the Mutual
of Omaha companies. It is rated A+ (Superior, the second highest
of 16 rating levels, effective June 2007), based on the
company’s overall financial strength and ability to meet
ongoing obligations, by A.M. Best, an independent company that
rates all insurance companies. |
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What is guaranteed
with EASY START? |
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There are a number of guarantees:
- First, the premium rates are based on each child's age
when coverage is issued and are guaranteed to never
increase for the life of the policy. - As long as the premiums are paid when due to age 95,
the policy can never be cancelled -- it continues to
cover your child to age 100 (age 120 in Florida), when
the policyowner will receive the policy's full value
(minus any outstanding policy loans). - When your child reaches age 25, the policy benefit
amount automatically doubles. - And as long as premiums are paid and coverage remains
in force, you're guaranteed the opportunity to purchase
additional whole life insurance for your insured children
with guaranteed insurability, regardless of the occupation
they've chosen, or any health problems they develop.
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Can I buy a policy for
each of my children regardless of their age? |
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You can buy a policy for all
your children or grandchildren between the ages of two weeks and
19 years. |
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When is coverage
effective? |
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Coverage is effective when your
application and premium have been received and approved by
United of Omaha - so apply today! |